Real-Estate Toolkit
Mortgage Calculator & Amortization
Press Enter in any field to re-calculate.
Monthly Payment
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Loan Amount
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Total Interest
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Breakdown includes principal & interest + tax/insurance/HOA as provided.
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
Home Affordability
Uses front-end/back-end DTI logic simplification.
Max Monthly Payment
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Max Loan Amount
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Max Home Price (incl. DP)
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Rent vs Buy (Hold-period Analysis)
Considers mortgage, T&I, HOA, maintenance, rent growth & opportunity cost.
Total Cost of Owning (Hold)
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Total Cost of Renting (Hold)
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Recommendation
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“Cost of Owning” is net of equity gained and sale proceeds (after selling costs). “Cost of Renting” includes the opportunity cost of the down payment invested elsewhere.
Rental ROI • NOI • Cap Rate • Cash-on-Cash
Includes debt service for cash-flow & CoC.
NOI (annual)
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Cap Rate
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Cash Flow (annual)
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Cash Invested
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Cash-on-Cash
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Monthly P&I
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Flip / ARV Profitability
Quick flip feasibility snapshot.
Total Cost (All-in)
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Estimated Profit
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Profit Margin
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Property Comparison (3 side-by-side)
Shows price/sqft & rough Cap Rate.
| Property | Price | Size (sqft) | Price/sqft | Rent (mo) | Expenses (yr) | NOI (yr) | Cap Rate |
|---|
Handy Converters (Area • Currency • ROI)
Area
Auto-syncs both ways (1 sqm = 10.7639 sqft).
Currency (manual rate)
No live feeds (offline-friendly). Adjust rate as needed.
Quick ROI (single-period)
ROI: —